app

Executive Compensation
Client Stories
Compliance

We are fortunate that as our relationships with clients evolve over time, they develop the trust in us that allows us to help them in new areas.

Often this involves providing guidance to key executives in the area of tax preferred investing.

A longstanding client is an example of our work in executive benefits.  We handled all their employee benefits including group insurance, voluntary and retirement.  Our retirement plan solution helped them structure their profit-sharing contributions on an annual basis and increase their 401(k) plan participation to 95 percent with an average deferral contribution of nearly 7%, which is above average for the blue collar industry.  Based on this work, we discovered that they were underfunded significantly in the areas of life insurance and disability protection. We were able to help them attain favorable terms and update their agreement to assure an effective business transition consistent with their desired outcomes. The benefits package we offered included independent assessments without market preference and provided the most favorable outcomes based on specific client characteristics and criteria.  What resulted was improved protection for key employees, a path for an eventual business transition and a happy client satisfied with a positive outcome and exceptional service.

Continue Reading Client Stories

Technology Enhancements

Technology Enhancements

As our industry continues to evolve and technology begins to improve, our client’s needs have shifted and we provide our clients with innovative solutions, and are always looking for opportunities to improve. When we first started working with one...

Mitigating Healthcare Costs and Enhancing Overall Benefits

Mitigating Healthcare Costs and Enhancing Overall Benefits

As healthcare premiums continue to increase, we are always looking for unique solutions to mitigate these costs across the board. A long-term client with just under 100 insured employees was facing a 13.5% annual increase to their fully insured...

Exploring Modified Funding Strategies

Exploring Modified Funding Strategies

With experience in working with a variety of vendors and carriers, app is able to offer solutions to enhance benefit plan design, structure, funding, and performance. A long-term client with just under 100 insured employees was...