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Mitigating Healthcare Costs and Enhancing Overall Benefits
Client Stories
Controlling Healthcare Spend

As healthcare premiums continue to increase, we are always looking for unique solutions to mitigate these costs across the board.

A long-term client with just under 100 insured employees was facing a 13.5% annual increase to their fully insured medical premium. They were looking for a different solution in order to curb the rising cost of their health care.

We explored various options, and the group decided to join a benefit captive. Their health insurance program includes a TPA with a provider network and a Pharmacy Benefits Manager. In addition, we have implemented a wellness program with employee premium incentives, a near-site clinic, and various other cost containment programs.

When comparing costs with the captive program to what they likely would have been with trend renewals in a fully insured program, the group has saved over a million dollars in an 8 year period.

Continue Reading Client Stories

Healthcare Plan & Funding

Healthcare Plan & Funding

A company with 135 employees and multiple locations throughout the Midwest asked us to evaluate their benefits program. Referred to us by another client, they had a longstanding relationship with another brokerage. Utilizing a self-funded health...

Technology Enhancements

Technology Enhancements

As our industry continues to evolve and technology begins to improve, our client’s needs have shifted and we provide our clients with innovative solutions, and are always looking for opportunities to improve. When we first started working with one...

Exploring Modified Funding Strategies

Exploring Modified Funding Strategies

With experience in working with a variety of vendors and carriers, app is able to offer solutions to enhance benefit plan design, structure, funding, and performance. A long-term client with just under 100 insured employees was...